NPS ACCOUNTS
![New NPS contribution rule: PFRDA reduces timeline of contributions made from July 1; three important things to know](http://178.128.105.246/cars-https-img.etimg.com/thumb/msid-111356532,width-100,height-75,resizemode-4/wealth/invest/new-nps-contribution-rule-pfrda-reduces-timeline-of-contributions-made-from-july-1-three-important-things-to-know.jpg)
New NPS contribution rule: PFRDA reduces timeline of contributions made from July 1; three important things to know
New NPS rules: The new NPS contribution timeline allowing for same-day investment will come into force on July 1, 2024, as per a circular issued by PFRDA on June 28, 2024.
![Get 60% higher pension by delaying your NPS exit by 5 years; know how NPS continuity and deferment options can help you](http://178.128.105.246/cars-https-img.etimg.com/thumb/msid-111255395,width-100,height-75,resizemode-4/wealth/invest/get-60-higher-pension-by-delaying-your-nps-exit-by-5-years-know-how-nps-continuity-and-deferment-options-can-help-you.jpg)
Get 60% higher pension by delaying your NPS exit by 5 years; know how NPS continuity and deferment options can help you
NPS exit: Many people who have not saved enough for retirement income in NPS they need to know about the options they have at the time of exit at the age of 60. By exploring deferment, continuance, and systematic withdrawal options, individuals can optimize their NPS corpus for long-term financial security and flexibility. A delay in exit can not only save taxes but can help you build big retirement kitty and hence higher pension.
![18 major NPS changes in last 6 months: New online withdrawal facility to changes in NPS transaction statement](http://178.128.105.246/cars-https-img.etimg.com/thumb/msid-111112086,width-100,height-75,resizemode-4/wealth/save/18-major-nps-changes-in-last-6-months-new-online-withdrawal-facility-to-changes-in-nps-transaction-statement.jpg)
18 major NPS changes in last 6 months: New online withdrawal facility to changes in NPS transaction statement
New NPS rules: The National Pension System CRAs registered with the Pension Fund Regulatory and Development Authority (PFRDA) are consistently improving their systems. Here are the important NPS functions recently announced to enhance user experience and operational simplicity.
![PFRDA to introduce new life cycle fund option by September](http://178.128.105.246/cars-https-img.etimg.com/thumb/msid-111175936,width-100,height-75,resizemode-4/news/economy/finance/pfrda-to-introduce-new-life-cycle-fund-option-by-september.jpg)
PFRDA to introduce new life cycle fund option by September
Life cycle fund provides an option of investment to subscribers and allocation of equity and debt depends on the option chosen by them. There are different investment choices (Auto/Active) for tier-1 and tier-2 National Pension Scheme (NPS) accounts.
![Types of NPS accounts: 4 differences between NPS Tier 1 and Tier 2 accounts](http://178.128.105.246/cars-https-img.etimg.com/thumb/msid-110762645,width-100,height-75,resizemode-4/wealth/invest/types-of-nps-accounts-4-differences-between-nps-tier-1-and-tier-accounts.jpg)
Types of NPS accounts: 4 differences between NPS Tier 1 and Tier 2 accounts
The NPS, a government pension scheme, offers Tier I and Tier II accounts with different functions. Tier I is for retirement planning with withdrawal restrictions, while Tier II is a flexible savings account.
![NPS investment: Why exit barrier is the biggest positive feature of the NPS, explains Sriram Iyer of HDFC Pension](http://178.128.105.246/cars-https-img.etimg.com/thumb/msid-110413942,width-100,height-75,resizemode-4/wealth/invest/nps-investment-why-exit-barrier-is-the-biggest-positive-feature-of-the-nps-explains-sriram-iyer-of-hdfc-pension.jpg)
NPS investment: Why exit barrier is the biggest positive feature of the NPS, explains Sriram Iyer of HDFC Pension
Many individuals have concerns that their money will get stuck in the NPS till retirement. That’s not necessarily a bad thing because the money is at the right place. Investment returns can be enormous if held for the long term, Sriram Iyer tells ET Wealth.
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Central govt employees' pension: NPS to OPS switch? Centre releases new FAQ answering all your queries
NPS vs OPS: The Centre allowed central government employees to switch from NPS to CCS (Pension) Rules, 1972 (now 2021), known as the old pension scheme. The Department of Pension and Pensioners’ Welfare released FAQs to address queries on the implementation of the switch. All the central government employees and pensioners must know
NPS partial withdrawal rules 2024: 7 instances when you can apply for partial withdrawal from NPS corpus
NPS partial withdrawal rules: NPS is a market-linked defined contribution scheme that helps you save for retirement. The scheme is simple, voluntary, portable and flexible. An NPS member can withdraw partial withdrawals from their retirement funds to meet certain requirements without compromising their monthly stipend upon retirement.
Atal Pension Yojana account: Now you can open APY account at 3 CRAs
Atal Pension Yojana account: The Central Recordkeeping Agency (CRA) serves as an operational interface for all intermediaries and is in charge of the centralised recordkeeping, administration, and customer support responsibilities for all NPS & APY subscribers under the NPS architecture.
Low charges, high returns, income tax benefits — 5 reasons to choose NPS for retirement planning
The NPS for the general public completes 15 years this week. Over the years, the NPS has undergone many changes and become more investor friendly. The Pension Fund Regulatory and Development Authority (PFRDA) has made the scheme more flexible and introduced new features. It has also made it easier to open an NPS account. Here are five reasons why you should invest in it.
NPS is a long-term investment with very low costs, low risk profile: Rahul Bhagat, CEO, DSP Pension Fund
Annuity should not be a sore point, because it offers a fixed and assured income for life. It is like a fixed deposit for the rest of your life. An annuity does away with the reinvestment risk and the risk of longevity. At least some part of the retirement portfolio should generate a fixed and assured income, Rahul Bhagat tells Babar Zaidi
NPS investors must know about these latest NPS charges; PFRDA releases full list
National Pension Scheme (NPS): In a master circular dated April 25, 2024 the Pension Fund Regulatory and Development Authority (PFRDA) has specified the charges applicable for point of presence (PoP) under NPS. The full list of all the applicable charges including the maximum and minimum applicable charges can be found here.
New NPS rule: How to do two-factor Aadhaar authentication to log into NPS account
The Pension Fund Regulatory and Development Authority (PFRDA) has strengthened the security of the National Pension System (NPS) by introducing a new security layer, two-factor Aadhaar-based authentication, which will be mandatory for all password-based users logging into the CRA system starting on April 1, 2024.
NPS: How PFRDA plans to make National Pension System investments safer for government employees
National Pension System : The Pension Fund Regulatory and Development Authority (PFRDA) has released an advisory about how NPS investments by government sector employees could be made safer by following certain advisories. These advisories relate to the entire NPS investment process starting from the investment stage to maintenance stage to withdrawal stage.
New NPS rule from April 1: How to do two-factor Aadhaar authentication to log into National Pension System account
New NPS rule: The Aadhaar-based login authentication will be linked with the present User ID and Password login method, allowing for 2-factor authentication to access the CRA system.
How to make partial withdrawal from NPS account
The primary objective of the National Pension System (NPS) is to build a retirement corpus, but subscribers may need funds before this.
New NPS rule: Mandatory two-factor Aadhaar authentication to log into NPS CRA system from this date
Investing in NPS: PFRDA has enhanced the security of the National Pension System (NPS) by introducing a new security layer, two-factor Aadhaar-based authentication. Read on to find out more about this feature.
How to open an NPS account online
An NPS (National Pension System) account is a retirement savings scheme that allows the subscriber to invest in different asset classes and enjoy tax benefits. The NPS is regulated by the Pension Fund Regulatory and Development Authority (PFRDA). Here is the process to open an NPS account online. Text: Centre for Investment Education and Learning (CIEL)
How to open an NPS account online or offline
The National Pension System or NPS is a voluntary defined contribution scheme, which allows subscribers to accumulate funds for retirement and aims to provide market-based returns over the long term. Here’s how to join the NPS. Text: entre for Investment Education and Learning (CIEL).
NPS accounts to be more secure; PFRDA introduces new rule
National Pension System or NPS new rule: The Pension Fund Regulatory and Development Authority (PFRDA) has decided to introduce a two factor authentication system for login to the NPS CRA system under the government sector. It is stated that this new security system would be live by April 1, 2024 and is currently under development.
How to open an NPS account online
An NPS (National Pension System) account is a retirement savings scheme that allows the subscriber to invest in different asset classes and enjoy tax benefits. The NPS is regulated by the Pension Fund Regulatory and Development Authority (PFRDA). Here is the process to open an NPS account online.
How to invest in NPS online and offline: Here's a cheat sheet for you
The National Pension System (NPS) is a voluntary defined contribution pension system that aims to provide old-age income at reasonable market-based returns over the long term. NPS is available to all citizens of India. Text: Centre for Investment Education and Learning (CIEL)
NPS account opening rule change: eNPS for Government Sector, who can use it, process and more
eNPS facilitates the effortless opening of NPS accounts for the Government employees, empowering them to do so in a paperless, user-friendly manner, said Pension Fund Regulatory and Development Authority (PFRDA) in a master circular. What is eNPS, who can use it, how to use it and more.
NPS rules for employees, individuals: Who can choose CRA, who can't, charges, other guidelines clarified
NPS guidelines for Government sector employees, private sector employees, individuals: NPS guidelines for Government sector employees, private sector employees, and individuals: NPS subscribers who voluntarily enrol in the pension scheme, can choose their preferred CRA. However, subscribers who enrol in NPS through their employers will not have this option, unless the organisations offer it. PFRDA has issued a master circular consolidating all the instructions regarding the choice of selection of Central Recordkeeping Agency (CRA) for the NPS. Know here.
Investing in NPS made easier by PFRDA for these subscribers
The process to open an National Pension Scheme (NPS) account has been made easier by Pension Fund and Regulatory and Development Authority (PFRDA). Further subscribers who have not updated their signature and photo in their accounts are now to be provided an online facility to upload one. Presently there are two CRAs in NPS: NSDL and Karvy.
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